Business Loans for Established Businesses, Decisions in Hours
$20,000 to $500,000+ through one 60-second form. Funding in as little as 24–48 hours, and a dedicated specialist who explains every term before you sign. Built for established companies with 1+ year in business and $20K+ in monthly revenue. Larger amounts up to $2 million are available. Business expansion loans from $20K to $500K+ for owners with 1+ year in business and $20K+ in monthly revenue.
- Funded in as little as 24–48 hours once approved.
- Credit is considered, not decisive. Revenue-based options weigh your deposits more heavily than your score.
- Just 3 months of business bank statements to receive offers.Some states require 4 months.
See What You Qualify For
Takes about a minute. No obligation, and applying won’t affect your credit.
From Application to Funding in Four Steps
The same process we have run for more than 10,000 businesses.
Step01Tell us what you need
Loan amount, monthly revenue and how to reach you. About a minute, and a soft inquiry only.
Step02Meet your funding specialist
One person owns your file. They read your statements, ask the right questions and work the lender network on your behalf.
Step03Compare real offers
Term, payment and total cost side by side. No jargon, and nothing is signed until you understand every line.
Step04Get funded
Sign electronically. Most files fund in as little as 24–48 hours of approval.
One Application, Every Fast Option
One 60-second form puts your file in front of our full lender network. Here is what business loans can cover.
Business Loans for Cash Flow
Cover payroll, inventory, taxes or a slow month, with a repayment schedule matched to how your business earns.
Business Loans for Growth
Fund expansion, hiring, a new location or a bulk inventory purchase.
Business Loans for the Unexpected
Handle an emergency repair, a large supplier invoice or an opportunity that will not wait.
Established Businesses Qualify Fastest
Three things decide the menu of offers. Most businesses we fund have been operating a year or more with $20K+ in monthly revenue.
Credit is considered, not decisive. Revenue-based options weigh your deposits more heavily than your score.
Florida-Based, Funding Nationwide
A+ rating with the Better Business Bureau. 4.9 out of 5 based on 200+ Trustpilot and Google reviews (as of September 2026).
Speed without the runaround
Pre-approval in hours, not weeks, and funding in as little as 24–48 hours.
One specialist, start to finish
A named person who knows your file, answers the phone and explains every term.
Offers you can compare
Term, payment and total cost side by side, in writing, before you sign.
Repayment that fits
Daily, weekly or monthly repayment matched to how your business actually earns.
Would absolutely recommend Raul to anyone looking to find funding solutions for their company. If it wasn’t for Raul & RAN Funding I would not have been as prepared as I am now to reach my business goals. Thank you!
Business Loans for Existing Business Owners Ready to Grow
One application reaches a network of funders, and a dedicated specialist brings back the offers that fit your plans. Decisions in 24–48 hours, with same-day funding available on some products.
Business Expansion Loans
Open a second location, add a production line or take on a bigger contract without draining your operating account. Business expansion loans are sized to the revenue you already generate, so established companies can fund growth and keep cash on hand for daily operations.
Business Loans for Expansion
Growth rarely waits for a bank committee. Business loans for expansion through RAN Funding are matched to your bank statements and time in business, not a long paperwork trail. Your specialist shows the total cost before you sign, and many offers fund within 24–48 hours of approval.
Business Loans for Existing Business
Business loans for existing business owners reward the track record you have already built. With 1+ year in business and $20K+ in monthly revenue, you can see working capital, term loan and line of credit options side by side and pick the structure that fits your cash flow.
Business Loan for Established Business
A business loan for established business operations should move at the speed of your opportunity. Submit one application with recent bank statements, and your specialist presents offers from multiple funders nationwide, usually within one business day, so you can act while the deal is still on the table.
Equipment and Inventory Growth Loans
Stock up before a busy season or replace equipment that is slowing your team down. These business expansion loans are structured around predictable monthly revenue, with terms up to 3 years on term loan products, so a large purchase does not squeeze payroll or rent.
Working Capital for Growing Businesses
Not every growth step is a single big purchase. Working capital products give business owners room to hire, market and bridge receivables while expansion plans take hold. Soft credit check to see options, and your specialist shows the total cost before you sign.
Straight Answers Before You Apply
How fast can I actually get funded?
Business loans can fund in as little as 24–48 hours once approved, depending on the lender and your file. Your specialist tells you the realistic timeline for your file before you commit to anything.
Will checking my options affect my credit score?
No. Seeing what you qualify for is a soft inquiry, which does not touch your score. A hard pull only happens if you choose to proceed with certain products, and you will be told before that happens.
What do I need to apply?
Right now, just the one-minute form on this page. To receive offers, a specialist will ask for your last three months of business bank statements (some states require four) and a one-page signed application. That is normally everything; larger amounts may also need tax returns and financials.
Is RAN Funding a lender?
RAN Funding is a business financing broker, not a lender. One application reaches a network of funders, and a dedicated specialist brings back the offers you qualify for with the rate, term and total cost side by side. Our compensation is disclosed and paid by the funder, and it does not change the terms you are quoted.
Who qualifies for business expansion loans through RAN Funding?
Business expansion loans are built for established companies with at least one year in business and $20K or more in monthly revenue. Most funders look at your recent bank statements and cash flow rather than collateral. Start with a soft credit check to see your options, then your specialist walks you through the offers and shows the total cost before you sign.
How fast can I get business loans for expansion?
Most applicants receive decisions in 24–48 hours, and same-day funding is available on some products. Business loans for expansion move quickly because one application reaches a network of funders at once, so you are not restarting the process with each lender. Your specialist tells you up front how long each offer takes to fund.
What makes business loans for existing business owners different from startup loans?
Business loans for existing business owners are underwritten on your operating history, not projections. Because you can show real deposits and time in business, you typically see larger amounts, more product choices and faster decisions. RAN Funding works with businesses across the U.S. in most industries, and no real estate or hard money products are involved.
How much can I borrow with a business loan for established business needs?
A business loan for established business expansion typically ranges from $20K to $500K+, depending on monthly revenue, time in business and the product you choose. Term loans can run up to 3 years, while working capital and line of credit options are shorter and more flexible. Your specialist shows the total cost before you sign, with no surprises after funding.
Ready When You Are
One minute to see your options. A specialist calls back during business hours, Monday to Friday, 9am to 6pm ET.