Business Funding, Arranged in Hours Not Weeks

$20,000 to $500,000+ in business funding through one 60-second form. A specialist explains every offer before you sign anything. Built for established companies with 1+ year in business and $20K+ in monthly revenue. Fast business funding for established companies, with same day business funding available on some products.

  • Same-day funding available on some products.
  • Built for established businesses. Revenue-based options are underwritten on your business deposits.
  • Just 3 months of business bank statements to receive offers.Some states require 4 months.
GoogleTrustpilot 200+ reviewsBBBA+ rated

See What Funding You Qualify For

Takes about a minute. No obligation, and applying won’t affect your credit.

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Secure 256-bit SSL encryption
24–48hTypical time to funding
10,000+Businesses funded
$500M+Secured for clients
4.9 / 5200+ Trustpilot and Google reviews
How it works

From Application to Funded, in Four Steps

The same process we have run for more than 10,000 businesses.

Business owner completing a short funding application on a laptopStep01

Tell us what you need

Loan amount, monthly revenue and how to reach you. About a minute, and a soft inquiry only.

Funding specialist meeting with a business owner to review his fileStep02

Meet your funding specialist

One person owns your file. They read your statements, ask the right questions and work the lender network on your behalf.

Advisor going through funding offers with a business owner at a deskStep03

Compare real offers

Amount, term and total cost side by side. No jargon, and nothing is signed until you understand every line.

Business owner shaking hands after signing his funding paperworkStep04

Get funded

Sign electronically. Same-day funding on select products; most files fund within 24 to 48 hours of approval.

Loan options

One Application, Every Funding Option

One 60-second form puts your file in front of our full lender network. Here is what business funding can cover.

Business Funding for Cash Flow

Cover payroll, inventory, taxes or a slow month, with a repayment schedule matched to how your business earns.

Amount $20K – $500K+Funds Same day

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Business Funding for Growth

Fund expansion, hiring, a new location or a bulk inventory purchase.

Best for Planned growthAmount $20K – $500K+

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Business Funding for the Unexpected

Handle an emergency repair, a large supplier invoice or an opportunity that will not wait.

Best for Urgent needsDecision In hours

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Do I qualify?

Most Businesses Qualify

Three things decide the menu of offers. Most businesses we fund have been operating a year or more with $20K+ in monthly revenue.

1+ year in businessMost businesses we fund have at least a year of trading history.

Steady business depositsConsistency matters more than size. Specialists read average balance, negative days and existing obligations.

3 months of bank statementsThat is normally the whole file for fast products. Some states require 4 months.
Why RAN Funding

Florida-Based, Funding Nationwide

A+ rating with the Better Business Bureau. 4.9 out of 5 based on 200+ Trustpilot and Google reviews (as of September 2026).

Speed without the runaround

Pre-approval in hours, not weeks. Same-day funding on select products.

One specialist, start to finish

A named person who knows your file, answers the phone and explains every term.

Offers you can compare

Amount, term and total cost side by side, in writing, before you sign.

Repayment that fits

A repayment schedule matched to how your business actually earns.

Would absolutely recommend Raul to anyone looking to find funding solutions for their company. If it wasn’t for Raul & RAN Funding I would not have been as prepared as I am now to reach my business goals. Thank you!

PC

Pam CastleVerified client review

Ways to fund

Fast Business Funding When Your Business Needs It Now

Quick business funding from $20K to $500K+ through one application. A dedicated specialist brings back offers from a network of funders, usually within 24–48 hours.

Same Day Business Funding

When an opportunity or a bill cannot wait, same day small business funding is available on some products for owners who apply early in the day with recent bank statements. Same day unsecured business funding means no collateral paperwork, and same day short term business funding keeps the commitment brief.

Amount $20K – $500K+Funds Same day available

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Emergency Business Funding

A broken walk-in cooler, a late receivable or a surprise tax bill calls for urgent business funding, not a six-week bank process. If you need business funding today, submit one application and your specialist pursues immediate business funding options so you get business funding ASAP from funders who move fast.

Decision In hoursFunds 24–48 hrs

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24 Hour Business Funding

Business funding in 24 hours is realistic when your documents are ready: three to six months of bank statements and a one-page application. Larger or more complex files may land as 48 hour business funding instead, and your specialist tells you up front whether to plan for business funding in 48 hours.

Decision 24–48 hrsFunds 24–48 hrs

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Fast Payroll Funding for Business

Missing payroll is not an option. Emergency payroll funding for business owners covers a short gap between a slow month and the receivables that follow, and business funding to cover cash flow gap situations is sized to your deposits so it is paid down as revenue comes in.

Best for Payroll gapsFunds 24–48 hrs

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Quick Funding for Established Business

With 1+ year in business and $20K+ in monthly revenue, you can get business funding this week instead of next quarter. Quick funding for established business owners includes working capital, term loans up to 3 years and lines of credit, and your specialist shows the total cost before you sign.

Term Up to 3 yrsFunds 24–48 hrs

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Fast Business Funding Nationwide

RAN Funding arranges fast business funding in Florida, Arizona, Illinois, New Jersey and Maryland, plus same day business funding in New York and Texas, with the same one-application process across the U.S. Local funders are not required; your file reaches a nationwide network at once.

Coverage NationwideFunds 24–48 hrs

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Common questions

Business Funding Questions, Answered

How fast can I actually get funded?

Business funding can arrive as soon as the same day the paperwork is complete, depending on the lender and your file. Your specialist tells you the realistic timeline for your file before you commit to anything.

Is there a hard credit pull to see my options?

No. Seeing what you qualify for is a soft check only, with no hard pull. A hard pull only happens if you choose to proceed with certain products, and you will be told before that happens.

What do I need to apply?

Right now, just the one-minute form on this page. To receive offers, a specialist will ask for your last three months of business bank statements (some states require four) and a one-page signed application. That is normally everything; larger amounts may also need tax returns and financials.

Is RAN Funding a lender?

RAN Funding is a business financing broker, not a lender. One application reaches a network of funders, and a dedicated specialist brings back the offers you qualify for with the amount, term and total cost side by side. Our compensation is disclosed and paid by the funder, and it does not change the terms you are quoted.

How do I get fast business funding without a bank?

Fast business funding starts with one short application and your recent business bank statements. RAN Funding is a broker, so your file reaches a network of funders at the same time and a dedicated specialist brings back the offers. Most owners see decisions in 24–48 hours, and a soft credit check is all it takes to see your options.

Is same day business funding really possible?

Yes, same day business funding is available on some products when you apply early and your statements are complete. It is most common with working capital and merchant cash advance structures. For term loans and lines of credit, plan on 24 hour business funding to 48 hour business funding depending on the funder's review.

What counts as emergency business funding, and what do I need?

Emergency business funding covers payroll, repairs, inventory shortfalls or a sudden expense that cannot wait for a traditional loan. You need 1+ year in business, $20K+ in monthly revenue and three to six months of bank statements. Your specialist shows the total cost before you sign, so an urgent decision is still an informed one.

Can I get quick business funding if I need business funding today?

Quick business funding is possible when you submit complete documents in the morning. If you need business funding today, tell your specialist, and they will route your file to funders known for same-day funding. If a product cannot fund the same day, you will know within hours and still typically receive funds in 24–48 hours.

Ready When You Are

One minute to see your options. A specialist calls back during business hours, Monday to Friday, 9am to 6pm ET.