Business term loans, funded in days
$20,000 to $2,000,000 in one lump sum through one 60-second form. Fixed payments, terms up to three years, and a dedicated specialist who explains every term before you sign.
- Fixed, predictable payments you can plan around.
- Built for planned growth. Expansion, equipment, hiring, a new location or refinancing costlier debt.
- Start with a 60-second form, then bank statements and tax returns.No obligation to accept.
See what you qualify for
Takes about a minute. No obligation, and applying won’t affect your credit.
From application to term loan in four steps
The same process we have run for more than 10,000 businesses.
Step01Tell us what you need
How much you need, what it is for, monthly revenue and how to reach you. About a minute, and a soft inquiry only.
Step02Meet your funding specialist
One person owns your file. They read your statements, ask the right questions and work the lender network on your behalf.
Step03Compare real offers
Rate, term, payment and total cost side by side. No jargon, and nothing is signed until you understand every line.
Step04Get funded
Sign electronically. Most term loans fund within a few days of approval, once your statements and tax returns are verified.
One application, every term loan option
One 60-second form puts your file in front of the term loan lenders in our network. Here is what a business term loan can do once you are approved.
A Lump-Sum Business Term Loan
Lump sum repaid over up to three years, for planned investment.
Term Loans for Expansion
Fund a new location, renovations, hiring or equipment, with a term length matched to how the money is being used.
Term Loans to Refinance Debt
Refinance more expensive short-term debt or buy inventory in bulk with a business term loan.
Most established businesses do
Three things decide your term loan offers. None of them is a perfect credit score.
Florida-based, funding nationwide
A+ rating with the Better Business Bureau. 4.9 out of 5 based on 200+ Trustpilot and Google reviews (as of September 2026).
Speed without the runaround
Pre-approval in hours, not weeks. Same-day funding on select products.
One specialist, start to finish
A named person who knows your file, answers the phone and explains every term.
Offers you can compare
Rate, term, payment and total cost side by side, in writing, before you sign.
Repayment that fits
Daily, weekly or monthly repayment matched to how your business actually earns.
Would absolutely recommend Raul to anyone looking to find funding solutions for their company. If it wasn’t for Raul & RAN Funding I would not have been as prepared as I am now to reach my business goals. Thank you!
Straight answers before you apply
How fast can a business term loan fund?
Most business term loans fund within a few days of approval, once bank statements and tax returns are verified.
What can I use a business term loan for?
Planned investments that pay off over time: expansion, equipment, renovations, hiring, opening a new location, buying inventory in bulk, or refinancing more expensive short-term debt. Your specialist matches the term length to how the money is being used.
Will checking my options affect my credit score?
No. Seeing what you qualify for is a soft inquiry, which does not touch your score. A hard pull only happens if you choose to proceed with certain products, and you will be told before that happens.
What do I need to apply for a term loan?
Right now, just the one-minute form on this page. To receive term loan offers, a specialist will ask for recent business bank statements, business tax returns and a one-page signed application. Larger amounts may also need financial statements.
What credit score do I need for a term loan?
Business term loans generally need a score of 680 and above. Your score is one factor; lenders also weigh revenue and time in business.
Is RAN Funding a lender?
RAN Funding is a business financing broker, not a lender. One application reaches a network of funders, and a dedicated specialist brings back the offers you qualify for with the rate, term and total cost side by side. Our compensation is disclosed and paid by the funder, and it does not change the terms you are quoted.
Ready when you are
One minute to see your term loan options. A specialist calls back during business hours, Monday to Friday, 9am to 6pm ET.