Gym and Fitness Funding, in as Little as 24–48 Hours
$20,000 to $500,000+ for established gyms, boutique studios and fitness centers through one 60-second form. One application for our lender network and one dedicated specialist. Gym business funding from $20K to $500K+ for gyms, studios, and fitness centers nationwide.
- Re-equip before January — the floor has to be ready before the rush, not after.
- Repayment sized to recurring membership revenue, not to your best month.
- Just 3 months of business bank statements to receive offers.Some states require 4 months.
See What Your Gym Qualifies For
Takes about a minute. No obligation, and applying won’t affect your credit.
From Application to Funding in Four Steps
The same process we have run for more than 10,000 businesses.
Step01Tell us what you need
Loan amount, monthly revenue and how to reach you. About a minute, and a soft inquiry only.
Step02Meet your funding specialist
One person owns your file. They read your statements, ask the right questions and work the lender network on your behalf.
Step03Compare real offers
Term, payment and total cost side by side. No jargon, and nothing is signed until you understand every line.
Step04Get funded
Sign electronically. Most files fund in as little as 24–48 hours of approval.
What Gym Owners Fund with It
Membership revenue is predictable. Funding turns it into new equipment and more floor space.
- EquipmentCardio, racks, plates, turf and recovery.
- January prepEquipment, staffing and marketing ahead of the sign-up surge.
- Build-outsA studio room, locker refresh or added floor space.
- Summer bridgeCover the slow months without cutting staff.
One Application, Every Option That Fits a Gym
Amounts and timing depend on your file. SBA, equipment and receivables financing are also available through the same form.
Equipment Financing
Finance the equipment you need, where the equipment itself is the collateral.
Revenue-Based Financing
Sized against total monthly revenue rather than card sales alone.
Working Capital Loan
Short-term capital for payroll, inventory, materials or a slow stretch.
Business Line of Credit
Draw for predictable seasonal swings and redraw as you repay.
Established Businesses Qualify Fastest
Three things decide the menu of offers. None of them is a perfect credit score.
Credit is considered, not decisive. Revenue-based options weigh your deposits more heavily than your score. Lines of credit need 650+.
Florida-Based, Funding Nationwide
A+ rating with the Better Business Bureau. 4.9 out of 5 based on 200+ Trustpilot and Google reviews (as of September 2026).
Speed without the runaround
Pre-approval in hours, not weeks, and funding in as little as 24–48 hours.
One specialist, start to finish
A named person who knows your file, answers the phone and explains every term.
Offers you can compare
Term, payment and total cost side by side, in writing, before you sign.
Repayment that fits
Daily, weekly or monthly repayment matched to how your business actually earns.
Would absolutely recommend Raul to anyone looking to find funding solutions for their company. If it wasn’t for Raul & RAN Funding I would not have been as prepared as I am now to reach my business goals. Thank you!
Gym Business Funding for Owners Ready to Grow
Equipment, build-outs, and January marketing all cost money before memberships pay it back. Fitness business loans through one application reach our network in hours.
Gym Business Funding
New racks and cardio equipment, a turf section, a locker room refresh, or payroll through a slow summer. Gym business funding from $20K to $500K+ comes with decisions in 24–48 hours and a specialist who shows the total cost before you sign. One application reaches our whole network.
Fitness Center Business Loans
Fitness center business financing should match a membership model: repay from recurring deposits with a working capital advance, or choose a term loan of up to 3 years for a build-out. Fitness center business funding is sized to your monthly revenue, not your collateral.
Fast Gym Business Loans
An equipment dealer offers floor models at a price that expires Friday, or the suite next door becomes available. Fast gym business loans get decisions in 24–48 hours, and same-day funding is available on some products for established gyms with steady membership deposits.
Crossfit Gym Business Loans
Boxes run lean: a few coaches, a lot of equipment, and classes that fill or do not. Crossfit gym business loans cover rigs, bikes, rowers, and the marketing to fill the 6 a.m. class, with a soft credit check first so you see your options without affecting your score.
Fitness Studio Business Financing
Yoga, Pilates, cycling, boxing, and boutique studios have real costs in reformers, bikes, mirrors, and sound. Fitness studio business financing sized to your deposits lets you open a second room or location now, and fitness business loans through our network fund in as little as 24 hours on some products.
Gym Business Working Capital
Memberships dip in summer and spike in January; your expenses do not follow. Gym business working capital carries payroll, rent, and equipment leases through the slow months. A line of credit renews as you repay, so you are not reapplying every season.
Straight Answers Before You Apply
Does recurring membership billing help us qualify?
It’s one of the better profiles for revenue-based products. Predictable monthly billing is easy to verify and easy to size repayment against.
Can we finance equipment we’re buying used?
Often, yes. Your specialist will tell you what the lender network will finance based on the equipment and the seller.
We’re slow in summer and packed in January. Is that a problem?
No, and it’s the reason a line of credit often fits better than a lump sum. Specialists read the seasonal pattern across your statements rather than one month.
Can I get funding to open a new gym?
Not through this program. It’s built for gyms with at least one year in business and $20,000+ in monthly revenue.
How fast can a gym get business funding?
Most gym owners see decisions in 24–48 hours, and same-day funding is available on some products. Gym business funding moves fastest when you upload three to four months of business bank statements with your application, so funders can review membership deposits right away.
What can fitness center business loans be used for?
Anything the business needs: strength and cardio equipment, flooring, a sauna or recovery area, software, marketing, hiring trainers, or payroll through a slow stretch. Fitness center business loans through RAN Funding have no restrictions beyond running the business, and your specialist shows the total cost before you sign.
Do fitness business loans require collateral?
Usually not. Funders in our network base fitness business loans on monthly revenue and time in business rather than equipment or property. Gyms and studios with 1+ year in operation and $20K+ in monthly deposits typically see several unsecured options to compare, and we start with a soft credit check.
Can a new crossfit gym or studio qualify?
Our funders are set up for established businesses with 1+ year in operation and $20K+ in monthly revenue. Once you are past that first year, crossfit gym business loans and fitness studio business financing go through the same one-application process, with offers back in 24–48 hours.
Is RAN Funding a lender?
RAN Funding is a business financing broker, not a lender. One application reaches a network of funders, and a dedicated specialist brings back the offers you qualify for with the rate, term and total cost side by side. Our compensation is disclosed and paid by the funder, and it does not change the terms you are quoted.
Ready When You Are
One minute to see your options. A specialist calls back during business hours, Monday to Friday, 9am to 6pm ET.