Revenue-based financing, funded in hours
$10,000 to $500,000+ based on your revenue through one 60-second form. Approval is based on your deposits, not your credit score, and a dedicated specialist explains every term before you sign.
- Same-day funding available on some products.
- Any credit profile considered. Revenue-based financing is underwritten on your deposits, not your score.
- Just 3 months of business bank statements to receive revenue-based offers.Some states require 4 months.
See what you qualify for
Takes about a minute. No obligation, and applying won’t affect your credit.
From application to funding in four steps
The same process we have run for more than 10,000 businesses.
Step01Tell us what you need
How much you need, monthly revenue and how to reach you. About a minute, and a soft inquiry only.
Step02Meet your funding specialist
One person owns your file. They read your statements, ask the right questions and work the lender network on your behalf.
Step03Compare real offers
Rate, term, payment and total cost side by side. No jargon, and nothing is signed until you understand every line.
Step04Get funded
Sign electronically. Same-day funding on select products; most files fund within 24 to 48 hours of approval.
One application, every revenue-based option
Rates start at the figures shown and are quoted on your file. Revenue-based financing is priced on your sales history; the same form also reaches lines of credit and term loans.
Revenue-Based Financing
Capital advanced against your future revenue, not a loan. Repaid as a share of sales or a fixed daily or weekly amount, priced with a factor rate.
Working Capital Loan
Short-term working capital for payroll, inventory, taxes or a slow month. Fixed daily or weekly payments and same-day approval.
Business Line of Credit
Draw what you need, pay interest only on what you use, and redraw as you repay.
Business Term Loan
Lump sum repaid over two to five years, for planned investment.
Most businesses do
Three things decide your revenue-based offers. None of them is a perfect credit score.
Florida-based, funding nationwide
A+ rating with the Better Business Bureau. 4.9 out of 5 based on 200+ Trustpilot and Google reviews (as of September 2026).
Speed without the runaround
Pre-approval in hours, not weeks. Same-day funding on select products.
One specialist, start to finish
A named person who knows your file, answers the phone and explains every term.
Offers you can compare
Rate, term, payment and total cost side by side, in writing, before you sign.
Repayment that fits
Daily, weekly or monthly repayment matched to how your business actually earns.
Would absolutely recommend Raul to anyone looking to find funding solutions for their company. If it wasn’t for Raul & RAN Funding I would not have been as prepared as I am now to reach my business goals. Thank you!
Straight answers before you apply
What is revenue-based financing?
Revenue-based financing gives your business capital based on its sales history instead of its credit score. Funders look at your monthly deposits, advance a lump sum, and collect repayment from future revenue, either as a share of sales or as a fixed daily or weekly amount. The total payback is set before you sign.
How much revenue do I need?
Consistency matters more than size. Offers are sized from your average monthly deposits, so larger, steadier revenue unlocks larger amounts. Businesses bringing in under $10,000 a month generally do not qualify.
Will checking my options affect my credit score?
No. Seeing what you qualify for is a soft inquiry, which does not touch your score. A hard pull only happens if you choose to proceed with certain term-loan or SBA products, and you will be told before that happens.
What do I need to apply?
Right now, just the one-minute form on this page. To receive offers, a specialist will ask for your last three months of business bank statements (some states require four) and a one-page signed application. That is normally everything for revenue-based products; term loans and SBA need tax returns and financials.
What credit score do I need?
Revenue-based financing is underwritten on your deposits and is available from a 500 score. Business lines of credit start around 650, and term loans generally need 680 and above. A low score narrows the menu; it rarely closes it.
Is RAN Funding a lender?
RAN Funding is a business financing broker, not a lender. One application reaches a network of funders, and a dedicated specialist brings back the offers you qualify for with the rate, term and total cost side by side. Our compensation is disclosed and paid by the funder, and it does not change the terms you are quoted.
Ready when you are
One minute to see your revenue-based financing options. A specialist calls back during business hours, Monday to Friday, 9am to 6pm ET.