Convenience Store and Gas Station Funding, in as Little as 24–48 Hours
$20,000 to $500,000+ for established convenience stores, gas stations, food markets and bodegas through one 60-second form. One application for our lender network and one dedicated specialist. Convenience store business loans and gas station business financing from $20K to $500K+, with one application.
- Restock without waiting on the register. Inventory buys, delivery terms and cooler resets.
- Repayment that follows your sales. Some options are repaid as a share of card sales.
- Just 3 months of business bank statements to receive offers.Some states require 4 months.
See What Your Store Qualifies For
Takes about a minute. No obligation, and applying won’t affect your credit.
From Application to Funding in Four Steps
The same process we have run for more than 10,000 businesses.
Step01Tell us what you need
Loan amount, monthly revenue and how to reach you. About a minute, and a soft inquiry only.
Step02Meet your funding specialist
One person owns your file. They read your statements, ask the right questions and work the lender network on your behalf.
Step03Compare real offers
Term, payment and total cost side by side. No jargon, and nothing is signed until you understand every line.
Step04Get funded
Sign electronically. Most files fund in as little as 24–48 hours of approval.
What Store Owners Fund with It
High daily volume and thin margins. Funding keeps shelves full and equipment running.
- InventoryBuy deeper on fast movers and take the better case price.
- Coolers, freezers and shelvingReplace the unit that’s costing you product.
- POS and payment upgradesModern terminals, back-office and age verification.
- Adding a kitchen or food programThe highest-margin square footage in the store.
One Application, Every Option That Fits a Store
Amounts and timing depend on your file. SBA, equipment and receivables financing are also available through the same form.
Merchant Cash Advance
Repaid as a share of daily card sales, so repayment moves with your volume.
Working Capital Loan
Short-term capital for payroll, inventory, materials or a slow stretch.
Equipment Financing
Finance the equipment you need, where the equipment itself is the collateral.
Business Line of Credit
Draw for predictable seasonal swings and redraw as you repay.
Established Businesses Qualify Fastest
Three things decide the menu of offers. None of them is a perfect credit score.
Credit is considered, not decisive. Revenue-based options weigh your deposits more heavily than your score. Lines of credit need 650+.
Florida-Based, Funding Nationwide
A+ rating with the Better Business Bureau. 4.9 out of 5 based on 200+ Trustpilot and Google reviews (as of September 2026).
Speed without the runaround
Pre-approval in hours, not weeks, and funding in as little as 24–48 hours.
One specialist, start to finish
A named person who knows your file, answers the phone and explains every term.
Offers you can compare
Term, payment and total cost side by side, in writing, before you sign.
Repayment that fits
Daily, weekly or monthly repayment matched to how your business actually earns.
Would absolutely recommend Raul to anyone looking to find funding solutions for their company. If it wasn’t for Raul & RAN Funding I would not have been as prepared as I am now to reach my business goals. Thank you!
Convenience Store Business Funding for C-Stores and Gas Stations
Fuel, inventory and lottery settlements tie up cash every week. One application reaches a network of funders; decisions in 24–48 hours.
Convenience Store Business Loans
A business term loan gives your store a lump sum with payments over up to 3 years. Convenience store business loans cover coolers, POS and security systems, a hot-food program and store remodels. Your specialist shows the total cost before you sign anything.
Gas Station Business Loans
Gas station business loans and gas station business financing are sized to your deposits, including fuel volume, rather than the property. Stations with a year in business and $20K or more in monthly revenue can see offers from $20K to $500K+ after a soft credit check.
Convenience Store Business Working Capital
Fuel suppliers draft your account before the tank sells through. Convenience store business working capital, including a merchant cash advance based on card sales, covers inventory, payroll and vendor drafts. Some products fund the same day you are approved.
Bodega Business Loans
Bodega business loans and grocery store business loans fit corner stores and neighborhood markets that stock groceries, deli and household goods. Convenience store business financing from our network looks at your revenue, not your lease or your building.
Liquor Store Business Loans
Liquor store business loans finance inventory for the holidays, walk-in beer caves, security upgrades and a second location. Gas station business funding and liquor store funding both run through one short application and a dedicated specialist who explains each offer.
Fast Convenience Store Business Loans
When a cooler fails or a fuel contract requires a canopy upgrade, fast convenience store business loans put money in your account in as little as 24–48 hours. Fast business loans for gas stations are available with the same quick turnaround.
Straight Answers Before You Apply
Does high daily card volume help us qualify?
Yes, substantially. Steady, verifiable daily sales are exactly what the fastest products are underwritten on, which is why stores are among the quicker files to place.
Can I finance new coolers or a POS system?
Yes. Equipment financing can cover up to the full purchase price with the equipment as collateral.
A lot of our business is cash. Does that count?
Deposited cash shows on your bank statements and counts. Specialists read total deposits, not card volume alone.
Can I get funding to buy a store?
Acquiring a location is generally an SBA product, which needs more history and stronger credit than the fast options here. Your specialist will tell you where your file lands.
How much convenience store business funding can I get?
Convenience store business funding on these pages typically runs from $20K to $500K+, based mainly on monthly revenue and time in business. Because c-stores and gas stations have high, steady deposits, many qualify for more than they expect. Your specialist shows the total cost before you sign.
Does gas station business financing count fuel sales?
Yes. Funders look at total bank deposits, and fuel sales usually make up the largest share. Gas station business financing based on those deposits can be substantial even when margins on fuel are thin. A soft credit check shows your options without affecting your score, and approval is never guaranteed.
Can I use convenience store business loans to buy inventory?
Yes. Convenience store business loans and working capital can be used for inventory, equipment, renovations, payroll, marketing or a second store. There are no restrictions beyond keeping the funds in the business. Many owners pair a term loan with a line of credit for restocking.
Is RAN Funding a lender for gas station business funding?
No. RAN Funding is a broker and ISO. We present one application for gas station business funding or convenience store business financing to a network of funders, and a dedicated specialist brings back offers and walks you through them. BBB A+ rated, 200+ reviews, serving stores nationwide.
Is RAN Funding a lender?
RAN Funding is a business financing broker, not a lender. One application reaches a network of funders, and a dedicated specialist brings back the offers you qualify for with the rate, term and total cost side by side. Our compensation is disclosed and paid by the funder, and it does not change the terms you are quoted.
Ready When You Are
One minute to see your options. A specialist calls back during business hours, Monday to Friday, 9am to 6pm ET.