Small business loans, decisions in hours
$20,000 to $500,000+ through one 60-second form. Funding in as little as 24–48 hours, and a dedicated specialist who explains every term before you sign. Built for established small businesses with 1+ year in business and $20K+ in monthly revenue.
- Funded in as little as 24–48 hours once approved.
- Credit is considered, not decisive. Revenue-based options weigh your deposits more heavily than your score.
- Just 3 months of business bank statements to receive offers.Some states require 4 months.
See which small business loans you qualify for
Takes about a minute. No obligation, and applying won’t affect your credit.
From application to funding in four steps
The same process we have run for more than 10,000 businesses.
Step01Tell us what you need
Loan amount, monthly revenue and how to reach you. About a minute, and a soft inquiry only.
Step02Meet your funding specialist
One person owns your file. They read your statements, ask the right questions and work the lender network on your behalf.
Step03Compare real offers
Term, payment and total cost side by side. No jargon, and nothing is signed until you understand every line.
Step04Get funded
Sign electronically. Most files fund in as little as 24–48 hours of approval.
One application, every small business loan option
One 60-second form puts your file in front of our full lender network. Here is what small business loans can cover.
Small Business Loans for Cash Flow
Cover payroll, inventory, taxes or a slow month, with a repayment schedule matched to how your business earns.
Small Business Loans for Growth
Fund expansion, hiring, a new location or a bulk inventory purchase.
Small Business Loans for the Unexpected
Handle an emergency repair, a large supplier invoice or an opportunity that will not wait.
Established businesses qualify fastest
Three things decide the menu of offers. Most businesses we fund have been operating a year or more with $20K+ in monthly revenue.
Credit is considered, not decisive. Revenue-based options weigh your deposits more heavily than your score.
Florida-based, funding nationwide
A+ rating with the Better Business Bureau. 4.9 out of 5 based on 200+ Trustpilot and Google reviews (as of September 2026).
Speed without the runaround
Pre-approval in hours, not weeks, and funding in as little as 24–48 hours.
One specialist, start to finish
A named person who knows your file, answers the phone and explains every term.
Offers you can compare
Term, payment and total cost side by side, in writing, before you sign.
Repayment that fits
Daily, weekly or monthly repayment matched to how your business actually earns.
Would absolutely recommend Raul to anyone looking to find funding solutions for their company. If it wasn’t for Raul & RAN Funding I would not have been as prepared as I am now to reach my business goals. Thank you!
Straight answers before you apply
How fast can I actually get funded?
Small business loans can fund in as little as 24–48 hours once approved, depending on the lender and your file. Your specialist tells you the realistic timeline for your file before you commit to anything.
Will checking my options affect my credit score?
No. Seeing what you qualify for is a soft inquiry, which does not touch your score. A hard pull only happens if you choose to proceed with certain products, and you will be told before that happens.
What do I need to apply?
Right now, just the one-minute form on this page. To receive offers, a specialist will ask for your last three months of business bank statements (some states require four) and a one-page signed application. That is normally everything; larger amounts may also need tax returns and financials.
Is RAN Funding a lender?
RAN Funding is a business financing broker, not a lender. One application reaches a network of funders, and a dedicated specialist brings back the offers you qualify for with the rate, term and total cost side by side. Our compensation is disclosed and paid by the funder, and it does not change the terms you are quoted.
Ready when you are
One minute to see your options. A specialist calls back during business hours, Monday to Friday, 9am to 6pm ET.