Business financing built on transparency and speed
RAN Funding is a business financing company headquartered in Pembroke Pines, Florida. We provide fast, flexible working capital to small and medium-sized businesses across the United States — from merchant cash advances and revenue-based financing to SBA loans and equipment financing.
Capital when you need it, explained in plain terms
Our mission is simple: give business owners access to the capital they need, when they need it, with the clarity and respect they deserve.
Too many small business owners have been turned down by banks, confused by predatory lenders, or left waiting weeks for funding they needed yesterday. RAN Funding exists to change that.
Five things our clients notice first
Speed
Most clients receive funding within 24 to 48 hours of approval.
Transparency
We explain every term, factor rate and fee before you sign. No surprises.
Access
We work with established businesses banks often turn away. Most clients have 1+ year in business and $20,000+ in monthly revenue.
Choice
A full menu of products — MCA, line of credit, equipment financing, SBA and term loans — so you get the right solution, not the one we prefer to sell.
Service
4.9 out of 5 based on 200+ Trustpilot and Google reviews (as of September 2026), and A+ rating with the Better Business Bureau.
A dedicated advisor, not a chatbot or a queue
Every RAN Funding client works directly with a dedicated funding advisor. Our advisors are experienced in business financing, familiar with industry-specific cash flow challenges, and committed to finding the best available option for your situation. We are proud that many of our clients are repeat customers who return for additional rounds of financing as their businesses grow.
- One point of contact throughout
- Industry-specific experience
- Every term explained before signing
- Repeat clients as businesses grow
Integrity, respect and drive
Integrity
We give our customers both the funding options available and the knowledge to make a smart, informed decision. Honesty and transparency are tools every customer deserves.
Respect
Respect sits at the core of our foundation. It is what builds a working partnership, and it is why many customers return to RAN Funding for their future needs.
Drive
We go the extra mile on every file. We understand the urgency of funding and work around the clock to expedite your application.
Owners, not application numbers
Most of the businesses we place funding for are owner-operated — the person signing the offer is the person who opens up in the morning. That shapes how we work: one specialist on your file, plain numbers, and no pressure to take an offer that does not fit.
We are a broker. We do not lend our own money; we prepare your file and bring back offers from our funding network, and we are paid a commission by the funder that does not change your quote.
- One specialist. The same person from application to funding — not a queue.
- Plain numbers. Total cost, payment and term in writing before you sign anything.
- No fee before funding. We are paid by the funder, after your deal closes.
What we are, stated plainly
RAN Funding is a business financing broker. We are not a lender, a law firm or a financial adviser. We do not use our own capital. One application from you reaches a network of funders, and a named specialist works that network on your behalf, negotiates, and explains every term before anything is signed.
That distinction matters because it tells you where our incentives sit, so here they are.
How we get paid
- The funder pays us a commission when a deal closes. You do not pay us a fee to look at your file or to receive offers.
- Our compensation is disclosed to you and it does not change the rate, term or total cost you are quoted.
- Any fee payable by you — origination, processing, payoff handling — appears in dollars on the term sheet before you sign. We will never ask you to send money before funding.
- We are not paid more to sell you a more expensive product. If a cheaper product fits, a specialist is expected to say so, and to tell you when the answer is to wait or to fix the file first.
If you are weighing us against anyone else, our guide to choosing a business funding broker gives you the eight questions to ask. Ask us all of them.
Who reviews what we publish
Everything on this site — product pages, guides, rate figures, qualification bands — is drafted by our funding team and reviewed by a specialist who actually places that product, against current funder guidelines, before it goes live. Third-party statistics are checked against the primary source and cited with a date. Any figure we cannot confirm is removed rather than softened.
What we will not do
- Publish an approval rate or a “typical” rate that a funder in our network has not confirmed.
- Describe a competitor’s terms. We have no way to verify them, so we teach you how to evaluate any provider instead.
- Guarantee approval. Nothing on this site is a promise of funding or of specific terms.
Corrections and questions
If something here is wrong, tell us at Support@ranfunding.com and we will correct the page and update its review date. For anything about your file, call 877-522-6045, Monday to Friday, 9am to 6pm ET. We are at 9050 Pines Blvd, Suite 425, Pembroke Pines, FL 33024, and we fund businesses in all 50 states.
Call to speak to our dedicated experts
We qualify and evaluate business performance on a range of factors, and respond rapidly. We are here to answer your questions.
Tell us about your business
Send the basics and a funding specialist will get back to you. Prefer to talk? Call 877-522-6045, 9am–6pm ET, Monday to Friday.
RAN Funding
9am–6pm ET, Monday to Friday. We reply to most enquiries the same business day.