Invoice and receivables financing
Unlock the invoices you are still waiting on
Access up to 100% of the value of an outstanding invoice without waiting another day. Because it is not technically a loan, it is often easier to secure than standard business financing.
What is invoice factoring, or accounts receivable financing?
Invoice factoring, also called accounts receivable financing, lets you borrow against invoices your customers have not paid yet instead of waiting out 30, 60 or 90 day payment terms. RAN Funding advances up to 100% of the value of an outstanding invoice for businesses that qualify, on facilities from $20,000 to $25,000,000 at rates from 6%, over terms up to 36 months, typically funded within a week. Because it is an advance against an asset you already own rather than a loan, it is often easier to secure than standard business financing — the strength of the invoice and your customer matters more than your own credit score.
Stop playing the waiting game
There are many reasons your capital might be tied up and inaccessible exactly when you need it. With receivables financing we advance up to 100% of the value of an outstanding invoice, if your business qualifies. All we need to know is which receivables you would like to finance.
From there we release the funds so you can pay for your business expenses, whatever they are. Accounts receivable financing is not technically considered a business loan, which is why it is often easier for owners to secure than other financing options.
Ready to see your options?
No obligation and no credit pull to apply. A funding specialist will come back to you with the offers you qualify for.
Not quite right? Compare the alternatives
One application puts you in front of all of these. A specialist will point you to the ones that fit.