Business funding in as little as 24–48 hours
Three questions. Fifteen seconds.
Working capital from $10,000 to $500,000+ without the bank runaround. Answer three quick questions to see if our programs fit — no paperwork, no obligation, no pull on your credit.
See if you qualify
No credit checkDoes the business have its own bank account?
Funding decisions are made from business bank statements, so a personal account alone won’t work.
How it works
Get Qualified In Minutes
& Funded In 24–48 Hours
One secure application, one specialist who knows your file, and real offers from our lender network.
Answer three questions
Bank account, time in business, monthly revenue. That’s enough to know whether our programs fit — and it won’t touch your credit.
15 seconds
Complete the application
Seven short sections. Have your last three months of business bank statements ready — that’s the only paperwork to start.
About 5 minutes
Choose your offer, get funded
A specialist reviews your file and comes back with the offers you qualify for, usually within hours. Funds typically land in 24–48 hours.
24–48 hoursPrograms
One application, every program we place
You don’t choose a product up front. Apply once and a specialist matches your file to what fits.
Working Capital Loan
Flexible cash for payroll, inventory, or the gap before a big invoice clears.
Best for: day-to-day cash flow
Business Line of Credit
Draw what you need, when you need it, and pay only on what you use.
Best for: recurring, unpredictable needs
Short-Term Loan
A fixed amount on a fixed schedule, funded fast. Simple to plan around.
Best for: a one-time need with a clear payoff
Equipment Financing
Fund the truck, machine, or build-out itself, with the equipment as collateral.
Best for: trucking, construction, medical
Merchant Cash Advance
Repay as a share of daily card sales, so slow weeks cost less.
Best for: retail, restaurants, salons
SBA Loans
Lower rates and longer terms, with more paperwork and a longer timeline.
Best for: established businesses that can wait
Also available: business term loans and accounts receivable financing.
Reputation
Rated by business owners, not by us
Questions
The things people ask before they apply
Will checking hurt my credit?
No. The three questions store nothing and check nothing. The application itself uses a soft inquiry, which doesn’t affect your score.
What do I need to apply?
Basic business details, the amount you’re looking for, and your last three months of business bank statements. Some states require four months.
How fast is funding, really?
Offers usually come back within hours of a completed application. Once you accept, funding typically lands in 24 to 48 hours. Timing depends on the program and how quickly documents come in.
My credit isn’t perfect. Should I still apply?
Yes, if you clear the three questions. Credit is one factor, not the only one — revenue and time in business carry more weight for most of our programs.
Which industries can’t you fund?
A few industries our funding partners don’t serve. Rather than guess, call 877-522-6045 and a specialist will tell you in one minute.
Ready when you are
Fifteen seconds to find out
Three questions, no credit check, no obligation. If it fits, the application takes five minutes and a specialist calls the same day.
Specialists available Monday to Friday · No obligation at any step