South Florida
Business loans in South Florida, from an office in Pembroke Pines
RAN Funding is a business financing broker based in Pembroke Pines, Florida, arranging working capital, advances, lines of credit, equipment, term and SBA financing for businesses across Broward, Miami-Dade and Palm Beach counties — and nationwide.
Where can a South Florida business get financing?
RAN Funding arranges business financing from its office at 9050 Pines Blvd, Suite 425, Pembroke Pines, FL 33024, open Monday to Friday, 9am to 6pm ET. As a broker rather than a lender, one application reaches a network of funders offering working capital loans, merchant cash advances, business lines of credit, equipment financing, receivables financing, term loans and SBA loans, from $10,000 to $10,000,000 depending on the product. Revenue-based products fund in 24 to 48 hours from three months of business bank statements and a credit score from 500. Call 877-522-6045 or apply online.
A Pembroke Pines office, a national lender network
RAN Funding is based at 9050 Pines Blvd, Suite 425, Pembroke Pines, Florida 33024, and is open Monday to Friday, 9am to 6pm ET. We are a business financing broker, not a lender: one application through us reaches a network of funders, and a specialist compares the offers with you and explains every term before you sign. Most of our South Florida clients never need to visit; the application is online, statements are uploaded, and funding lands by transfer. But if you would rather sit across a desk from the person handling your file, you can, and that is unusual in this industry.
Where we work
Our office sits in the middle of Broward County, between Fort Lauderdale and Miami. We regularly place financing for businesses in Pembroke Pines, Miramar, Hollywood, Davie, Plantation, Fort Lauderdale, Hialeah, Doral, Miami, Coral Gables, Homestead, Boca Raton and West Palm Beach, and because the lender network is national we place the same products for businesses in every state. State law shapes the paperwork: Florida’s commercial financing disclosure law took effect in 2024,2 so an offer to a Florida business now shows the total repayment amount, the financed amount, the term and the payment schedule in a standard form. Ask us to walk you through it; that is what we are for.
What we arrange for South Florida businesses
| Product | Amounts through the network | Typical fit |
|---|---|---|
| Working capital loan | $10,000 – $1,000,000 | Payroll, inventory, a slow month; funded in 24–48 hours |
| Merchant cash advance | $10,000 – $1,000,000 | Restaurants, retail and service businesses with card sales |
| Business line of credit | $10,000 – $2,000,000 | Recurring gaps; draw and repay as needed |
| Equipment financing | Full purchase amount | Trucks, kitchen equipment, medical and dental chairs, machinery |
| Receivables financing | $20,000 – $25,000,000 | Contractors, logistics and B2B firms waiting on invoices |
| Business term loan | $20,000 – $10,000,000, from 9% | Expansion, a second location, refinancing expensive debt |
| SBA loan | $50,000 – $10,000,000 combined | Property, long-term growth; 7(a) alone caps at $5,000,000 |
The industries we see most in South Florida
- Restaurants and hospitality — seasonal swings between the winter peak and the summer lull are exactly what revenue-based products are built for. See restaurant business loans.
- Construction and contractors — materials and crew on signed jobs before the draw lands. See construction business loans.
- Trucking and logistics — port and airport freight, fuel and repairs while invoices age. See trucking business loans.
- Medical, dental and veterinary practices — chairs, imaging and fit-outs repaid as collections come in. See medical practice loans and dental practice loans.
- Retail, salons and auto repair — inventory, equipment and the quiet weeks. See retail, salon and spa and auto repair shop financing.
What you need to start
For revenue-based products: about six months in business with revenue landing in a business bank account, a credit score from 500, and the last three months of business bank statements (four in some states). Lines of credit generally want a year in business and a 575+ score; term loans and SBA loans want two years, good credit and full financials. Every product starts at $10,000. Checking your options is a soft inquiry and takes about five minutes.
Visiting or calling
Call 877-522-6045 during office hours and you will reach a funding specialist, not a call centre. If you want to come in, the office is on Pines Boulevard in Pembroke Pines; let us know you are coming so the specialist on your file is the one you meet. Everything can also be done by phone, email and the online application.
One application covers every product in the network. Check your options — about five minutes, three months of statements, and a soft inquiry only.
Common questions
Do I need to come to the Pembroke Pines office?
No. The application, statements and signing are all handled online and by phone. The office is there if you prefer to meet the specialist handling your file in person.
Do you only work with businesses in Florida?
No. The office is in Pembroke Pines and many clients are in Broward, Miami-Dade and Palm Beach counties, but the lender network is national and we place the same products in every state.
Is RAN Funding a lender?
No. RAN Funding is a broker. We take one application, present it to funders in our network, and bring back the offers you qualify for. The funder is named on every offer.
How fast can a South Florida business be funded?
Merchant cash advances and working capital loans commonly fund the same business day or within 24 to 48 hours of a signed offer. Equipment financing takes a few days; lines of credit days; SBA loans weeks.
Does checking my options affect my credit?
No. Seeing what your file fits is a soft inquiry. A hard pull only happens if you go ahead with a credit-based product, and you are told before it does.
Sources
- 2026 Report on Employer Firms: Findings from the 2025 Small Business Credit Survey — Federal Reserve Banks, 3 March 2026
- State Commercial Financing Disclosure Laws — Venable LLP, March 2026
See what you qualify for
One application, about five minutes, soft pull only. A funding specialist comes back with the offers you qualify for — and explains every term before you sign.