Case study · Restaurant · Florida
$130,400 for A Full-Service Restaurant in Florida: Funded in 5 Days
In November 2025, a full-service restaurant in Florida received $130,400 through the RAN Funding lender network, 5 days after the application was created. This page shows what the file looked like, why a file like it gets placed, and what a similar business should expect. Every figure comes from our own application records; no names, rates or repayment terms are published.
What Was Funded
$130,400 for a full-service restaurant in Florida, funded in November 2025, 5 days from application to deposit. Restaurants in the network most often fund revenue-based financing and short-term loans sized to 50% to 150% of monthly deposits, with equipment financing for kitchen lines and term loans for second locations. RAN Funding is a business financing broker: the lender in our network funded the deal and paid us; we do not lend.
The File
| This deal | |
|---|---|
| Business | A full-service restaurant |
| Location | Florida |
| Amount funded | $130,400 |
| Funded | November 2025 |
| Application to deposit | 5 days |
What we publish about a funded deal is limited on purpose: the kind of business, where it is, how much it received, when, and how long it took. Names, lenders, rates, payment schedules and anything that would identify the owner stay private. Thirty-one of these deals are listed on our funded deals page, and the aggregate numbers behind them are in our funding statistics.
Why a File Like This Gets Placed
Restaurants are underwritten on daily card deposits more than on tax returns. Lenders count the number of deposit days, the average daily balance, seasonality in the last three to six months, and whether any other advance is already taking a share of sales. A restaurant with steady daily deposits and no open positions is one of the easiest files in the network to place quickly; one with two advances and negative days is one of the hardest.
A funding in about a week is the typical pace for a complete file that needs a second look: a lender asking for one more month of statements, a question about an existing balance, or an owner deciding between two offers. Across the deals we funded between October 2024 and October 2026 the median time from application to deposit was four days, and three quarters funded within a week.
What a Similar Restaurant Should Expect
- Six or more months in business; twelve months opens most programs and better pricing
- $10,000 or more a month in business deposits; $20,000 or more for amounts like this one
- Three months of business bank statements, a voided check and a government ID; tax returns for larger or longer-term products
- Few negative days and no recent NSFs; existing advances disclosed up front
- An amount sized to the deposits: most fast products fund 50% to 150% of monthly sales
Industry detail, typical products and pricing for restaurants are in our guide to restaurant business loans.
How to Apply
- Apply online in about five minutes. One soft credit pull; no effect on your score.
- Send three months of business bank statements and a voided check.
- A specialist reviews the file the same business day and presents it to the lenders in the network that fit it.
- Compare offers side by side with the total cost of each, and sign only the one you understand.
RAN Funding is a business financing broker that works with a network of lenders. We are not a lender, and the lender pays us, not you.
Common Questions
Is this a real deal?
Yes. It comes from RAN Funding’s application records. We publish the business type, location, amount, month and time to fund, and nothing that would identify the owner or the lender.
Was this an SBA loan?
We do not publish the product or the lender on individual deals. A funding in 5 days is faster than any SBA loan; SBA files take 30 to 90 days.
Can my business get the same amount?
Amounts are sized to deposits, time in business, credit and existing balances. A business with similar numbers in a similar industry would be presented to the same kinds of lenders; the offer depends on its own statements.
Does RAN Funding lend the money?
No. RAN Funding is a business financing broker. The lender in our network funds the deal and pays us when it closes.
Sources
- RAN Funding internal application records, October 2024 to October 2026 — RAN Funding
- 2026 Report on Employer Firms: Findings from the 2025 Small Business Credit Survey — Federal Reserve Banks, 2026
See What You Qualify For
One application, about five minutes, soft pull only. A funding specialist reads your statements the same day and tells you which products fit, what each costs and how fast it funds.